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hOME lOANS

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We are home loan specialists

Switching and refinancing

It is important to make your borrowed money work as hard for you as possible. Money saved is money earned. We will work with you to calculate the best solution for your situation.

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We can review your current mortgage and help you determine whether it may be better to refinance, switch or remortgage with another lender.

 

If you need to borrow more, we can show you how much you may be eligible to borrow and recommend a loan to suit your situation.

Benefits you will receive

  1. A dedicated home loan specialist will be assigned for a personalised service

  2. Obligation free pre-approvals

  3. Competitive interest rates, including low introductory rates

  4. The option of fixed, variable and combination loans

  5. Access to loans for the self-employed

  6. Interest only loans

  7. Healthcare specialists and professionals may be eligible to borrow up to 90% with Lender’s Mortgage Insurance waivers subject to conditions

Loan Types

There are different ways of investing in property, such as buying your first home, renovating, purchasing a larger home or an investment property. We are familiar with all loan types, and we can work with you to maximise the effectiveness of your investment.

Whether you are starting out or wanting to switch your current loan, we can help you get the most out of your mortgage. We are home loan specialists.

We have a long history of working with clients, from first home buyers to experienced property investors, developing the most effective loan strategies with them.

We have helped our clients borrow money for residential and investment property, for home improvements and to finance construction of new homes.

Whether you are starting out or wanting to switch your current loan, we will manage your loan and help you get the most out of your mortgage.

First Home Buyers

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Getting into the property market can be challenging, but we will guide you through the process of buying your first home, making sure your mortgage is exactly calibrated to your needs, at a competitive rate.

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Home refinancing

 

We have worked with many homeowners who come to us because they are concerned that they are not getting the best deal with their home loan. They are either paying too much, or the loan conditions aren’t matched to their current needs. Or both. We will look at your loan and advise on a solution that suits you better.

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Home Improvements and Renovation

Sometimes, when you look at all the figures, the best investment you can make is not moving, but spending money on your existing property instead. We can help you realise the potential of your current property.

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Funds for Investment

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Property is an increasingly attractive investment for many Australians, but it is not like buying your own home. There are more variables, more traps for the unwary. We can help you navigate the minefield of property investing, and make sure your investment property maximises your returns.

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Construction loans

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Borrowing money to build a new home has special requirements. It is a process that can be time-consuming and sometimes confusing. We will manage the process smoothly, to make it as stress-free as possible. You need to pay at each stage of the process, and construction loans are designed with this in mind.

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